Impact of AI on Fintech

mitigation, assessment, processing, financial

Artificial Intelligence (AI) has revolutionized the financial technology (fintech) industry, enhancing efficiency, security, and customer experience. AI-driven innovations such as machine learning, predictive analytics, and natural language processing have transformed traditional financial services, enabling automated decision-making, fraud detection, and risk assessment. This paper explores the impact of AI on fintech, analyzing its applications, benefits, challenges, and future prospects. A detailed case study illustrates real-world implementations of AI in financial services, followed by data analysis that highlights AI’s contribution to financial performance and risk mitigation.